Privacy Policy

Last updated: April 25, 2025

CalcNow Mortgage ("we," "our," or "us") operates the website calcnow.mortgage. This Privacy Policy explains how we collect, use, disclose, and protect your information when you visit our website. Please read this policy carefully. If you disagree with its terms, please discontinue use of the site.

1. Information We Collect

We collect the following types of information when you visit our site:

• Usage Data: Pages visited, time spent on pages, browser type, device type, operating system, referring URLs, and general geographic location (country/region) — collected automatically via server logs and analytics tools.
• Cookies: Small text files stored on your device that help us remember preferences and enable advertising functionality.
• Calculator Inputs: Values you enter into the mortgage calculator (home price, interest rate, etc.) are processed locally in your browser to generate results. These values are not transmitted to or stored on our servers.

2. How We Use Your Information

• To provide and maintain the mortgage calculator service
• To analyze site traffic and improve the user experience
• To serve relevant advertisements through Google AdSense
• To detect, prevent, and address technical issues or abuse
• To comply with legal obligations

3. Google AdSense & Advertising

We use Google AdSense to display advertisements on our site. Google uses cookies and similar tracking technologies to serve ads based on your prior visits to this and other websites. This allows Google and its partners to serve ads based on your interests.

You can opt out of personalized advertising by visiting Google's Ads Settings or by visiting AboutAds.info. You may also opt out through the Network Advertising Initiative opt-out page.

4. Google Analytics

We may use Google Analytics to understand how visitors interact with our website. Google Analytics collects information such as how often users visit the site, what pages they visit, and what other sites they used prior to coming to our site. We use this information to improve our site. Google Analytics collects only the IP address assigned to you on the date you visit this site, not your name or other identifying information. We do not combine the information collected through Google Analytics with personally identifiable information.

5. Cookies

Our website uses both first-party and third-party cookies. First-party cookies are set by our website and are used to remember your preferences. Third-party cookies are set by our advertising partners (including Google) for the purpose of serving relevant advertisements.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, some portions of our site may not function properly.

6. Third-Party Links

Our website may contain links to third-party websites. We have no control over the content, privacy policies, or practices of any third-party sites and assume no responsibility for them. We encourage you to review the privacy policy of every site you visit.

7. Children's Privacy

Our service is not directed to children under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal information, please contact us so we can take appropriate action.

8. Data Security

We take reasonable precautions to protect your information. However, no method of transmission over the Internet or method of electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your information, we cannot guarantee its absolute security.

9. Your Privacy Rights

Depending on your location, you may have the following rights regarding your personal data:

• The right to access information we hold about you
• The right to request correction of inaccurate data
• The right to request deletion of your data
• The right to object to or restrict processing of your data
• The right to data portability

To exercise any of these rights, please contact us at the email below.

10. California Privacy Rights (CCPA)

If you are a California resident, you have the right to request information about the categories of personal information we collect, the purposes for which we use it, and the third parties with whom we share it. You also have the right to request deletion of your personal information, subject to certain exceptions. To make such a request, please contact us at the address below.

11. GDPR (European Users)

If you are located in the European Economic Area (EEA), you have certain data protection rights under the General Data Protection Regulation (GDPR). Our legal basis for processing your data is legitimate interest (site analytics and improvement) and consent (advertising cookies). You have the right to withdraw consent at any time by adjusting your cookie preferences or browser settings.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by updating the "Last updated" date at the top of this page. You are advised to review this Privacy Policy periodically for any changes. Changes are effective when they are posted on this page.

13. Contact Us

If you have any questions about this Privacy Policy, please contact us:

Email: privacy@calcnow.mortgage
Website: calcnow.mortgage